Providers
Independent profiles for the 49 providers we track across African corridors — 30 money-transfer services and 19 banks. Listed in alphabetical order — this directory is not a ranking. Rankings are always based on the rates providers deliver, never on commercial relationships.
Diaspora money transfers to Africa with the cost priced into the exchange rate and no separate transfer fee. Live rates published for sends from Canada, the UK, the US and Europe to Nigeria, Ghana, Kenya and South Africa.
Zero-fee instant transfers with tight rates, focused on African diaspora corridors.
Leading UAE exchange house with live rates for sends from the UAE (AED) to Egypt, Nigeria, Ghana, Kenya and South Africa. A separate transfer fee applies at the branch or in-app and is not published online. Bank transfer and cash payout.
A US-based money transfer service from IDT that sends money abroad with bank deposit, cash pickup and mobile-wallet payouts. Its rates are quoted only inside the BOSS Money app, so no live price is shown here.
A cross-border payments app moving money across Africa, the UK and the US. Its exchange rates are shown only inside the Chipper Cash app, so no live price is displayed here.
Long-established Africa-focused money transfer network with live rates for sends from the UK, Canada and Europe to Nigeria, Ghana, Kenya, Egypt and Ethiopia, plus US sends to Kenya, Egypt and Ethiopia. Bank, cash and mobile-wallet payout.
A pan-African neobank app for cross-border transfers, multi-currency wallets and a USD card. Its rates are available only through the Eversend app and its business API, so no live price is shown here.
Diaspora-focused transfer service covering the US and Canada to Nigeria and Ghana corridors, with fast bank and mobile-money payout.
The Send app by Flutterwave moves money to Africa with no explicit transfer fee: its cost is built into the exchange rate, with bank and mobile-money payouts.
Multi-currency accounts for freelancers and the diaspora, with two-way conversion support.
Global transfer service with strong Gulf-to-Africa coverage and competitive rates on larger transfers, including the Egypt corridor.
Diaspora-focused multi-currency accounts and transfers with competitive naira and cedi rates.
Large agent network offering cash pickup and bank deposit across all core African markets.
Africa-focused money transfers with cash, bank and mobile-wallet payouts. Live rates shown for UK sends to Nigeria, Ghana and Kenya.
Fast, no-fee transfers with a strong focus on East African mobile-money payout.
An Australian foreign exchange company focused on larger bank-to-bank transfers, with no fixed transfer fee on most corridors.
Zero-fee diaspora transfers to Africa with the cost priced into the exchange rate. Live rates published for sends from the UK, US, Canada, Australia and Europe to Nigeria, Ghana, Kenya and South Africa.
Card-to-account transfers with a simple flat fee across many corridors.
A regulated, zero-fee digital remittance service (formerly Pesapeer) sending from the UK, US, Canada, Australia and the eurozone to Africa and Asia, earning on the exchange-rate margin instead of upfront fees. We follow Pesa but do not yet publish its rates — its public feed is not kept current enough for live comparison.
Broad global remittance network with promotional first-transfer rates for eligible new users.
Competitive low-fee transfers with a growing African payout network.
No-fee, mobile-first transfers with a strong focus on East and West African mobile-money payout.
Zero-fee app-based transfers popular across African corridors, with fast bank and mobile-money payout.
A UK-based digital money transfer service for fast bank-to-bank transfers from the UK and eurozone to Nigeria and Kenya, with the cost shown as an explicit fee on top of the exchange rate.
Global cash and bank payout network with the widest physical presence but typically wider FX spreads.
Mid-market exchange rates with transparent, upfront percentage-based fees. Bank payout only in most African corridors.
Established remittance service covering many African payout options including mobile money and cash pickup.
Well-known FX brand offering bank-to-bank transfers with mid-tier spreads for larger amounts.
A PayPal service for international money transfers, with bank deposit, cash pickup and mobile wallet payouts across Africa.
Zero-fee diaspora transfers to Nigeria, Ghana and Kenya with the cost priced into the exchange rate, funded from the US, UK, Europe and Canada.
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Providers we follow
Regulated services we track and plan to add to the comparison. They are not ranked here because we only rank on live, current rates — and we can’t yet source a rate feed for these that is fresh enough to trust. As soon as we can, they’ll join the live comparison.
A regulated, zero-fee digital remittance service (formerly Pesapeer) sending from the UK, US, Canada, Australia and the eurozone to Africa and Asia, earning on the exchange-rate margin instead of upfront fees. We follow Pesa but do not yet publish its rates — its public feed is not kept current enough for live comparison.
An African fintech (formerly Geegpay) offering multicurrency accounts and cross-border payments for freelancers and businesses, sending from the US, UK and Europe to Africa. We follow Raenest but do not yet publish its rates — its live rates are only available inside its authenticated app, with no public live feed to compare.