Compare transfer rates
Every provider, ranked by the true effective rate — the amount your recipient actually receives for what you pay. Adjust the amount, funding and payout method to match how you send.
BestAfricanFX may earn a commission when you click through to a provider or complete a transfer that originates from us. This never affects our comparisons — they are ordered solely by the effective rate you actually receive, and nobody can pay us to rank higher.
Analysis — AUD→ZAR
Rate history, provider benchmarks and rank trajectory for this corridor. All derived from genuine six-hourly readings.
Rate history
Per-provider effective rate captured at every six-hourly refresh, versus the mid-market rate. Showing the last 3 days — unlock the full history with Plus.
Top 6 performers
as ofProviders ranked 7–13
Each point is a real reading captured at one of our six-hourly refreshes, so the line steps whenever a provider changed its rate between refreshes. Hover any point for its exact time (shown in your local time). Showing the last 3 days.
Ria Money Transfer and WorldRemit are listed in the comparison above but not charted here: they publish a live exchange rate but no transfer fee, so their payout is a before-fee estimate that can’t be plotted honestly on the same effective-rate axis as fully-priced providers.
Need more than a month?
Extended history beyond 30 days — up to a full year, plus premium-licensed multi-year series and per-refresh dynamism data — is available to enterprise customers.
Explore enterprise data →See the full rate history
You're viewing the last 3 days. Plus unlocks the full 30-day historical window for every provider.
Relative movement — who's climbing, who's slipping
Each provider's rank over time versus its peers, from real six-hourly readings.
Rank trajectory (1 = best value, top of chart)
The full rank-trajectory chart is a Pro feature. The movement summary below stays free.
| Provider | Now | Avg rank | Movement | Best–worst | Consistency | Top-3 time |
|---|---|---|---|---|---|---|
| Xe | 1 | 3.4 | Climbing | 1–5 | ±1.4 | 58% |
| Africhange | 2 | 1.1 | Steady | 1–2 | ±0.3 | 100% |
| TapTap Send | 3 | 3.8 | Climbing | 2–5 | ±0.9 | 42% |
| Western Union | 4 | 5.2 | Climbing | 2–7 | ±1.6 | 17% |
| Wise | 5 | 3.8 | Slipping | 2–5 | ±0.8 | 33% |
| Xoom | 6 | 6.3 | Climbing | 6–7 | ±0.4 | 0% |
| Remitly | 7 | 7.5 | Climbing | 7–8 | ±0.5 | 0% |
| Flutterwave | 8 | 5.1 | Slipping | 2–8 | ±2.9 | 50% |
| Commonwealth Bank of Australia | 9 | 9.0 | Steady | 9–9 | ±0.0 | 0% |
| PayAngel | 10 | 11.4 | Slipping | 10–13 | ±1.4 | 0% |
| OFX | 11 | 11.0 | Climbing | 10–13 | ±1.2 | 0% |
| ANZ | 12 | 11.3 | Steady | 11–12 | ±0.4 | 0% |
| Paysend | 13 | 12.3 | Steady | 12–13 | ±0.5 | 0% |
Built from 9 genuine six-hourly readings. “Movement” compares each provider’s earliest readings in the window with its latest; “consistency” is how much its rank swings (smaller = steadier).
Spread & volatility analytics
30-day intelligence on this corridor
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Performance benchmark
Each provider vs the top, the bottom, the market average & the official rate
Unlock every provider’s benchmark vs the top, bottom & market average with BestAfricanFX Pro.
Need longer-horizon benchmarks — multi-month, annual or multi-year performance vs top, bottom and average? Enterprise data →
Every effort has been made to ensure accurate rates for each provider. However, rates and individual company policies are subject to change multiple times a day. Always confirm the final rate, fees and delivery time on the provider’s own website before sending money. BestAfricanFX does not hold, transfer or convert funds. We compare a finite sample of providers, so we cannot guarantee these are the best rates available anywhere. Use of this service implies acceptance of our Terms & Conditions.