Compare transfer rates

Every provider, ranked by the true effective rate — the amount your recipient actually receives for what you pay. Adjust the amount, funding and payout method to match how you send.

BestAfricanFX may earn a commission when you click through to a provider or complete a transfer that originates from us. This never affects our comparisons — they are ordered solely by the effective rate you actually receive, and nobody can pay us to rank higher.

Analysis — GBP→NGN

Rate history, provider benchmarks and rank trajectory for this corridor. All derived from genuine six-hourly readings.

Rate history

Per-provider effective rate captured at every six-hourly refresh, versus the mid-market rate. Showing the last 3 days — unlock the full history with Plus.

Top 6 performers

as of

Providers ranked 7–12

Providers ranked 13–19

Each point is a real reading captured at one of our six-hourly refreshes, so the line steps whenever a provider changed its rate between refreshes. Hover any point for its exact time (shown in your local time). Showing the last 3 days.

WorldRemit is listed in the comparison above but not charted here: it publishes a live exchange rate but no transfer fee, so its payout is a before-fee estimate that can’t be plotted honestly on the same effective-rate axis as fully-priced providers.

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Extended history beyond 30 days — up to a full year, plus premium-licensed multi-year series and per-refresh dynamism data — is available to enterprise customers.

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See the full rate history

You're viewing the last 3 days. Plus unlocks the full 30-day historical window for every provider.

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Relative movement — who's climbing, who's slipping

Each provider's rank over time versus its peers and the official rate, from real six-hourly readings.

Biggest climber
Expedier
up ~6.5 rank places
Biggest slider
Sendwave
down ~4.0 rank places
Most consistent
Mukuru
rank swings ±0.0
Tracks official closest
Dahabshiil
~0.1% from govt rate

Rank trajectory (1 = best value, top of chart)

The full rank-trajectory chart is a Pro feature. The movement summary below stays free.

ProviderNowAvg rankMovementBest–worstConsistencyTop-3 timeGap to official
Mukuru11.0 Steady1–1±0.0100%4.5%
Pesa24.6 Climbing2–7±1.18%2.5%
Zobo32.5 Slipping2–3±0.5100%2.8%
Africhange35.9 Climbing3–8±1.58%2.4%
Expedier38.3 Climbing3–12±3.28%2.2%
Wise48.3 Climbing4–12±2.60%2.2%
Flutterwave52.8 Steady2–5±0.892%2.8%
Nala66.3 Slipping4–9±1.90%2.3%
TransferGo78.9 Slipping7–12±1.50%2.2%
Remitly86.6 Slipping4–9±1.80%2.3%
LemFi910.1 Climbing7–12±1.30%2.1%
TapTap Send911.3 Steady9–14±1.40%2.0%
Sendwave109.3 Slipping6–13±2.20%2.1%
PayAngel1111.9 Slipping11–14±1.20%2.0%
Paysend1212.3 Climbing10–15±1.10%1.9%
Xe1312.6 Slipping10–14±1.40%1.7%
Grey1414.5 Slipping14–16±0.60%0.9%
Dahabshiil1515.5 Slipping15–17±0.60%0.1%
Western Union1616.5 Slipping16–18±0.60%0.2%

Built from 9 genuine six-hourly readings. “Movement” compares each provider’s earliest readings in the window with its latest; “consistency” is how much its rank swings (smaller = steadier). “Gap to official” is the average distance between the provider’s effective rate and the government rate over the window — smaller means it hugs the official rate more closely.

Spread & volatility analytics

30-day intelligence on this corridor

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Performance benchmark

Each provider vs the top, the bottom, the market average & the official rate

Pro

Unlock every provider’s benchmark vs the top, bottom & market average with BestAfricanFX Pro.

Need longer-horizon benchmarks — multi-month, annual or multi-year performance vs top, bottom and average? Enterprise data →

Every effort has been made to ensure accurate rates for each provider. However, rates and individual company policies are subject to change multiple times a day. Always confirm the final rate, fees and delivery time on the provider’s own website before sending money. BestAfricanFX does not hold, transfer or convert funds. We compare a finite sample of providers, so we cannot guarantee these are the best rates available anywhere. Use of this service implies acceptance of our Terms & Conditions.